In ~/.muttrc:

set editor=nvi
set imap_pass="pass123"

set folder=imap://$

set spoolfile=+INBOX

set imap_check_subscribed
set header_cache=~/.cache/mutt
set message_cachedir="~/.cache/mutt"
unset imap_passive
set imap_keepalive=300
set mail_check=120

set record=+Sent
 unset record
set my_pass="pass123"
set my_user=''
set realname='user123'
set use_from=yes

set smtp_url=smtp://$my_user:$
set ssl_force_tls=yes
set ssl_starttls=yes

If you'd like to add GPG support, add this line:

source ~/.gpg.rc

Then, in ~/.gpg.rc:

set pgp_decode_command="gpg %?p?--passphrase-fd 0? --no-verbose --batch --output - %f"
set pgp_verify_command="gpg --no-verbose --batch --output - --verify %s %f"
set pgp_decrypt_command="gpg --passphrase-fd 0 --no-verbose --batch --output - %f"
set pgp_sign_command="gpg --no-verbose --batch --output - --passphrase-fd 0 --armor --detach-sign --textmode %?a?-u %a? %f"
set pgp_clearsign_command="gpg --no-verbose --batch --output - --passphrase-fd 0 --armor --textmode --clearsign %?a?-u %a? %f"
set pgp_encrypt_only_command="pgpewrap gpg --batch --quiet --no-verbose --output - --encrypt --textmode --armor --always-trust --encrypt-to 0x4A56DB2DBF8DC186 -- -r %r -- %f"
set pgp_encrypt_sign_command="pgpewrap gpg --passphrase-fd 0 --batch --quiet --no-verbose --textmode --output - --encrypt --sign %?a?-u %a? --armor --always-trust --encrypt-to 0x4A56DB2DBF8DC186 -- -r %r -- %f"
set pgp_import_command="gpg --no-verbose --import -v %f"
set pgp_export_command="gpg --no-verbose --export --armor %r"
set pgp_verify_key_command="gpg --no-verbose --batch --fingerprint --check-sigs %r"
set pgp_list_pubring_command="gpg --no-verbose --batch --with-colons --list-keys %r" 
set pgp_list_secring_command="gpg --no-verbose --batch --with-colons --list-secret-keys %r" 
set pgp_autosign=yes
set pgp_sign_as=0x4A56DB2DBF8DC186
set pgp_replyencrypt=yes
set pgp_timeout=1800
set pgp_good_sign="^gpg: Good signature from"
set pgp_use_gpg_agent="no"

You'll want to replace 0x4A56DB2DBF8DC186 with your key ID.

See Also